I. Money and Finance - Tiền bạc & Tài chính

 1. A penny saved is a penny earned: một xu để dành là một xu kiếm được, khuyên

nên tiết kiệm tiền
- She runs her own business and does all the work herself because she believes that
a penny saved is a penny earned.
- When I travel, I prefer to stay at a hostel instead of an expensive hotel because I
think that a penny saved is a penny earned.
- John doesn’t make a lot of money, so he’s very cautious in using his money. He
supposes that a penny saved is a penny earned.
2. Beyond one's means: nằm ngoài khả năng chi trả
- The trip was just beyond our means.
- The living expenses in big cities are beyond my means, so I’d rather live in the
suburbs.
- Can I see a cheaper one, please? This expensive fridge is just beyond my means.
3. Someone's bread and butter: ám chỉ nguồn sống, kế sinh nhai, nguồn thu nhập
- His family’s bread and butter comes from his small business.
- Tutoring is her bread and butter right now.
- I am financially dependent on my parents but I am going to earn my bread and
butter after I graduate.
4. Cut one's losses: dừng làm việc gây thua lỗ và tổn thất
- They decided to stop the unprofitable project to cut their losses.
- To cut our losses, we must be cautious in dealing with this financial issue.
- A real finance manager must know how to cut our losses in case our business
doesn’t work out.
5. Down-and-out: không có tiền, công việc, nhà cửa (vừa là tính từ vừa là danh từ)
- She left him when he was down-and-out.

 That old man is a down-and-out, coming over twice a week to take the leftover
food.
- After the bankruptcy, he became a down-and-out.
6. Bring home the bacon: thành công, kiếm đủ tiền nuôi sống gia đình.
- In my family, my dad is the one who brings home the bacon while my mom stays
at home and takes care of us.
- Finally, I got a job after two years of unemployment. I can bring home the bacon
now.
- We work so hard on this YouTube series because we hope that it will bring home
the bacon.
7. At all costs: bằng mọi giá, quyết tâm làm điều gì
- I’ll be the winner at all costs.
- The director asked the finance staff to prevent the losses at all costs.
- I’ll win her heart at all costs.
8. Earn a living: kiếm sống
- She’s financially independent. She can earn her own living.
- I have to work very hard to earn my living.
- Earning a living seems hard for single moms.
9. Money doesn't grow on trees: ý nhắc nhở tiêu tiền hợp lý, vì tiền khó kiếm
- I wanted to have a new car but then I changed my mind because my old car was
still in good condition. My mom always reminds me that money doesn’t grow on
trees.
- I can’t believe that you would spend your full salary on this silly tour. Money
doesn’t grow on trees, you know!
- Parents must teach their kids that money doesn’t grow on trees.
10. Pour money down the drain: tiêu hoang
- This second-hand fridge isn’t working well. Buying it is just pouring money down
the drain.